Our 4-step process:
1. An initial meeting:
A coffee, a bite to eat, a telephone call, or a zoom call. This so we can determine whether we like, trust and can work with each other. France Financial Limited want a 20-year relationship with our clients, not a 12-month one.
2. A Confidential Financial Review
A no obligation and in confidence financial review to get a better understanding of where you are now and what you want to achieve.
3. Build a strategy and implement
Together we create and implement a fully bespoke financial strategy based entirely on your circumstances, needs, goals and objectives.
4. Ongoing advice and support
We demonstrate the value of our relationship through the service that we provide from the moment we meet and via regular client review meetings and contacts.
Developing a mutually beneficial relationship based around our three core values – Honesty, Integrity and Transparency, France Financial Limited are committed to ensuring you develop a thorough understanding of the principles of Wealth management and good financial planning on an ongoing basis.
A guide to wealth management
Testimonials
Item 1 of 19
I swapped my pension to Ryan as I was unhappy with the fund growth and advice I was receiving from my provider at the time. I’ve never looked back. He has been honest from the start, even telling me to leave certain pension accounts where they are currently sat due to protect rights, something that ...
Tony Gorbert, Operations Director
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Ryan was a breath of fresh air when I met him, and has always guided me to get the best results from my pension and modest investments. His honest, straight forward approach is unusual in a world synonymous with jargon and gobbledegook. I would highly recommend him to anyone who is considering ...
Lou McLeod
Past performance is not indicative of future performance.
Life’s shocks are often the catalyst for making you assess your financial position. When I started to explore wealth management the advice that resonated with me the most was the strength of the relationship with your adviser. Ryan was introduced to me by a mutual friend and that gave me the confide...
Victoria Wilson
I had known Ryan from my days at Hull, a very honest and professional person. After meeting him to discuss my financial situation at the time, I realised that it was something I should have done a long time ago. Ideas regarding pensions, investments, my estate and insurances helped me massively. I n...
Liam Cooper, Professional Footballer
We got to know Ryan through my best mate Liam Cooper. After my first conversation with Ryan I knew straight he’s was right for us. He’s been involved in football himself so he knows exactly what needs to be done and the best way to do it. He’s somebody I trust not only as an adviser but as a friend....
Stuart Dallas, Professional footballer
After speaking with Ryan for the first time I knew he was the right guy to help me. He knew exactly how to help me and the right way to do it. Having been in football himself he knew the best way which would benefit me. Ryan Is a man I 100% trust and would highly recommend to anyone. As well as bein...
Keane Lewis-Potter, Footballer
Ryan has always been a great adviser for me, very open, honest and transparent. His advice has always been in my best interests even if that means he doesn’t gain additional business himself. I can’t recommend Ryan’s committed, professional approach highly enough.
Christopher Hayes, Chief Executive Officer
I have valued Ryan’s professionalism and expertise when reviewing my pension and investments. Being keen to ensure my personal finances were in order, I was pleasantly surprised with the ease in which he worked through the complexities with me, making the process seamless and easy to understand. I w...
Samantha Hart, Group HR Director
You couldn't wish to find a more trustworthy guy to help and advise with your future and investments. Ryan takes the time to find out exactly what you need and only what works for you. Wish we had found him years ago!
Lesley Archer, Director
I was told about Ryan by an older friend who has been with him some time, looking after him throughout his career. I was also advised to speak to Ryan by someone of my own age, I think this shows how his range of clients age, but both still trust him and know how good his service is. He helped me by...
Cian Harris, Professional Footballer
Ryan really got to understand me as an individual, which helped him to tailor a solution which really fit my needs/circumstances. The ongoing support/care/interaction from Ryan has been fantastic. Not only is he willing to travel & put himself out whenever needed, he is also always at the end of a p...
Andy Hadzik, Sales Manager
From the off Ryan has been very honest and clear of everything I've asked from him. He has advised me well without adding any extra pressure on me to invest. I look forward to working with him for many more years to come, great guy.
Brad Potts, Professional footballer
I have to say the completeness and quality of service are second to none. Ryan takes a very pragmatic approach to financial advice and clearly puts a lot of thought into every case, regardless of its materiality. I feel the advice provided is bespoke to my circumstances and he has a knack of communi...
James Dinwoodie, Procurement Director, Sheffield
I wanted someone who I could trust with my money and Ryan was the first guy who came to mind! He advised a few different options and which one he thought would be best for what we needed. Ryan was very professional and helpful; he ticked all the boxes for me. Ryan is a great guy as well.
M. Trench, Sales Director, Sheffield
Having known Ryan for several years I was confident that he would look after our portfolio to the best of his - and the company’s - ability. We decided to move all of our pension pot to him and have no regrets whatsoever. We get much more than just good investments - regular updates on how it’s perf...
P W Tory, Company Director, Sheffield
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
I don’t often write recommendations especially in the services sector as for me a provider has to be consistent and that’s where I couldn’t guarantee that anyone, I recommend would actually be consistent. However, Ryan breaks the mold when it comes to product knowledge and client care, the openly tw...
Phil Smith, Director
I was keen to ensure that my personal finances were in order and that I had a pension that was going to provide a healthy sum for me, any my family in later years. Ryan's help and advice was fantastic and the whole process of establishing a pension that suited my requirement was made simplistic ad s...
Richard Thorne, Business Development Manager, Sheffield
I wanted someone to look through my complicated pension agreements and understand my current situation. He explained it all very simply, which then allowed me to make an informed decision on what was the best course of action was for me. He was excellent throughout the whole process. I find Ryan to ...
Samuel Ricketts, Professional Football Manager
Ryan has been top class with myself. He’s been a pleasure to work with and has helped me greatly. I’ve had numerous situations come up in my time with St. James's Place and he has always been a phone call away for advice and help. I passed a friend onto him because I trusted everything he had to say...
Tom Aldred, Professional Footballer
I swapped my pension to Ryan as I was unhappy with the fund growth and advice I was receiving from my provider at the time. I’ve never looked back. He has been honest from the start, even telling me to leave certain pension accounts where they are currently sat due to protect rights, something that ...
Tony Gorbert, Operations Director
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Ryan was a breath of fresh air when I met him, and has always guided me to get the best results from my pension and modest investments. His honest, straight forward approach is unusual in a world synonymous with jargon and gobbledegook. I would highly recommend him to anyone who is considering ...
Lou McLeod
Past performance is not indicative of future performance.
Life’s shocks are often the catalyst for making you assess your financial position. When I started to explore wealth management the advice that resonated with me the most was the strength of the relationship with your adviser. Ryan was introduced to me by a mutual friend and that gave me the confide...
Victoria Wilson
I had known Ryan from my days at Hull, a very honest and professional person. After meeting him to discuss my financial situation at the time, I realised that it was something I should have done a long time ago. Ideas regarding pensions, investments, my estate and insurances helped me massively. I n...
Liam Cooper, Professional Footballer
We got to know Ryan through my best mate Liam Cooper. After my first conversation with Ryan I knew straight he’s was right for us. He’s been involved in football himself so he knows exactly what needs to be done and the best way to do it. He’s somebody I trust not only as an adviser but as a friend....
Stuart Dallas, Professional footballer
After speaking with Ryan for the first time I knew he was the right guy to help me. He knew exactly how to help me and the right way to do it. Having been in football himself he knew the best way which would benefit me. Ryan Is a man I 100% trust and would highly recommend to anyone. As well as bein...
Keane Lewis-Potter, Footballer
Ryan has always been a great adviser for me, very open, honest and transparent. His advice has always been in my best interests even if that means he doesn’t gain additional business himself. I can’t recommend Ryan’s committed, professional approach highly enough.
Christopher Hayes, Chief Executive Officer
I have valued Ryan’s professionalism and expertise when reviewing my pension and investments. Being keen to ensure my personal finances were in order, I was pleasantly surprised with the ease in which he worked through the complexities with me, making the process seamless and easy to understand. I w...
Samantha Hart, Group HR Director
You couldn't wish to find a more trustworthy guy to help and advise with your future and investments. Ryan takes the time to find out exactly what you need and only what works for you. Wish we had found him years ago!
Lesley Archer, Director
I was told about Ryan by an older friend who has been with him some time, looking after him throughout his career. I was also advised to speak to Ryan by someone of my own age, I think this shows how his range of clients age, but both still trust him and know how good his service is. He helped me by...
Cian Harris, Professional Footballer
Ryan really got to understand me as an individual, which helped him to tailor a solution which really fit my needs/circumstances. The ongoing support/care/interaction from Ryan has been fantastic. Not only is he willing to travel & put himself out whenever needed, he is also always at the end of a p...
Andy Hadzik, Sales Manager
From the off Ryan has been very honest and clear of everything I've asked from him. He has advised me well without adding any extra pressure on me to invest. I look forward to working with him for many more years to come, great guy.
Brad Potts, Professional footballer
I have to say the completeness and quality of service are second to none. Ryan takes a very pragmatic approach to financial advice and clearly puts a lot of thought into every case, regardless of its materiality. I feel the advice provided is bespoke to my circumstances and he has a knack of communi...
James Dinwoodie, Procurement Director, Sheffield
I wanted someone who I could trust with my money and Ryan was the first guy who came to mind! He advised a few different options and which one he thought would be best for what we needed. Ryan was very professional and helpful; he ticked all the boxes for me. Ryan is a great guy as well.
M. Trench, Sales Director, Sheffield
Having known Ryan for several years I was confident that he would look after our portfolio to the best of his - and the company’s - ability. We decided to move all of our pension pot to him and have no regrets whatsoever. We get much more than just good investments - regular updates on how it’s perf...
P W Tory, Company Director, Sheffield
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
I don’t often write recommendations especially in the services sector as for me a provider has to be consistent and that’s where I couldn’t guarantee that anyone, I recommend would actually be consistent. However, Ryan breaks the mold when it comes to product knowledge and client care, the openly tw...
Phil Smith, Director
I was keen to ensure that my personal finances were in order and that I had a pension that was going to provide a healthy sum for me, any my family in later years. Ryan's help and advice was fantastic and the whole process of establishing a pension that suited my requirement was made simplistic ad s...
Richard Thorne, Business Development Manager, Sheffield
I wanted someone to look through my complicated pension agreements and understand my current situation. He explained it all very simply, which then allowed me to make an informed decision on what was the best course of action was for me. He was excellent throughout the whole process. I find Ryan to ...
Samuel Ricketts, Professional Football Manager
Ryan has been top class with myself. He’s been a pleasure to work with and has helped me greatly. I’ve had numerous situations come up in my time with St. James's Place and he has always been a phone call away for advice and help. I passed a friend onto him because I trusted everything he had to say...
Tom Aldred, Professional Footballer
I swapped my pension to Ryan as I was unhappy with the fund growth and advice I was receiving from my provider at the time. I’ve never looked back. He has been honest from the start, even telling me to leave certain pension accounts where they are currently sat due to protect rights, something that ...
Tony Gorbert, Operations Director
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
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